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BMO Personal Banking

What can we help you find today?

Special offers

From everyday banking to credit cards, find ways to save money and make real financial progress.

Financial resources

Access our financial resource hub to help you manage your money and plan for your future.

BMO online support

The fastest way for you to get support. Start by answering a few questions.

Innovation at BMO

Get the latest insights, trends, and stories shaping the future of banking.

Phishing scams: Can you spot the signs?

Try our Phish Challenge for tips to spot phishing scams and learn to help protect yourself against different types of fraud.

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Rewards that fit your life

Now with even more places to earn and redeem Blue Points.

Get up to $900 in cash*

Plus a Walmart+ Membership for up to 12 months^‡ when you switch to BMO.

Explore bank accounts

Whatever your financial goals are, we’ve got a bank account to help you get there.

A chequing or savings account?

Learn the difference between the two and how you can use both to your advantage.

Find a chequing account that's right for you

Use the Help Me Choose tool and answer a few short questions to get started.

How to switch banks in 6 steps

Considering a new bank? Learn how to make a quick and easy switch.

Savings Amplifier Account

A savings account with no monthly fee, a promo interest rate** and no minimum balance.

BMO eclipse Visa Infinite* Card⁶⁶

Get 5 times the points on takeout, rideshare and more.⁶⁷

Browse credit cards

Explore credit cards that match your needs and lifestyle.

Credit cards explained in 15 minutes

Here's what you need to know to apply, make payments and use your credit card.

Need help choosing a credit card?

Answer a few easy questions and we'll recommend the best cards for you.

A card that reflects your True Name^™

With True Name™ by Mastercard^®, proudly display the name you most identify with.

Save on groceries and more with Instacart+

Get up to 6 months of Instacart+ free with your eligible BMO Credit Card.^120,121

A family moving into a new home

Lock in BMO's 130-day mortgage rate guarantee – the longest of any major Canadian bank^{^{footnote dagger dagger ††}}

Explore mortgages

Whether you’re looking for your first home, buying a second, or refinancing, we can help.

Tips for your mortgage renewal

Learn how to get the most out of your next mortgage term.

Mortgage rates

Explore our competitive mortgage rates, available for a limited time.

Make your mortgage work for your goals

Explore ways your mortgage can support your evolving goals and needs as a homeowner.

Homeowner ReadiLine^®

This unique lending option is a combination of a mortgage with the flexibility of a line of credit.

Tax-Free Growth Awaits

Earn a competitive 2.00%^‡ cash savings rate on your BMO FHSAs.

Invest with BMO

Invest online or with an investment professional.

Explore investments

Investment learning centre

Articles, videos and tools to provide you with expert guidance on your investment journey.

Not sure which investment is right for you?

Tell us a bit about yourself and get started on your investment journey.

BMO Smarter Investing Podcast

Tune in to the latest market developments and insights from our experts.

Double Your Bonus up to $10,000^*

Plus get 150 $0 Commission Trades^* with BMO InvestorLine

Special Offers

Find ways to save money and earn great rewards.

Financial Resources

Access our financial resource hub to help you manage your money and plan for your future.

What is Inflation?

Find out what the current high inflation rates mean for your finances.

BMO Online Support

The fastest way for you to get help. Answer a few questions.

What is the First Home Savings Account?

Learn more about the new Tax-Free First Home Savings Account.

Sustainable Banking Solutions

Keep sustainability in mind as you build your future.

Get our award-winning mobile banking app

Our app rankednumber onein Canada for digital money management. Enjoytwenty plusfeatures – from spending insights to global transfers.

Explore features

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Not sure where to begin? We’ll help you choose

Bank accounts

Answer a few short questions, and we’ll help you find the right account.

Credit cards

From cash back to rewards, we’ll help you choose the best credit card for you.

Investments

Tell us a bit about yourself, and we’ll find the right investment options for you.