Recommend financial software.

[victry1]

I’ve been using Quicken to keep track of my money. 💰 They went to a subscription model a few years ago. I’ve been able to use the software I have but it can no longer be copied over to my laptop.

Wondering if there are any recommendations for software for your checking account.

Thanks!

 

[T'hain Esh Kelch]

Depending on your complexity, you can just use Numbers. It is free.

 

[dwrufus53]

I’ve been using Quicken to keep track of my money. 💰 They went to a subscription model a few years ago. I’ve been able to use the software I have but it can no longer be copied over to my laptop.

Wondering if there are any recommendations for software for your checking account.

Thanks!

I've been using CheckBook Pro for several years. It's pretty solid, light weight and it's like $30. You can import data from your bank/CU/credit card and eliminate data entry.

CheckBook Pro 3 App - App Store

Download CheckBook Pro 3 by Splasm Software, Inc. on the App Store. See screenshots, ratings and reviews, user tips, and more apps like CheckBook Pro 3.

apps.apple.com

 

[FreakinEurekan]

I'm still using Quicken Classic Deluxe. Yes, it's a subscription - but I don't mind that; a benefit of the subscription model is they're encouraged to keep it up-to-date and address issues; if users cancel they lose their revenue stream. If you "Pay once" then where's the incentive for the developer to update? "Adding new users" only works until the user base plateaus, then support goes downhill (sometimes dramatically). They're "mostly" good about reacting to issues; e.g. I'll report an account syncing issue with one financial institution or another and they tend to hop on it pretty quickly.

With Quicken Classic, I have access to app.quicken.com when I'm not at my main computer. At one point I tried running the Quicken app on two computers and using iCloud to sync the data file, but I've quit traveling with a laptop - just an iPad now - so I simply use the iPad app or the website.

Quicken isn't perfect - the way it syncs with my 401(k) for example I need to edit the transactions every time a contribution is made. It just doesn't show everything properly. Not a HUGE deal but it's an issue I and other users have reported for years and they haven't fixed that one yet. I'd certainly entertain other options but basic apps like Checkbook Pro won't do it... I have four bank accounts, eight credit cards, and seven investment accounts plus mortgage, car loan, etc. and I really don't want to update all of them manually. And when I've looked for alternatives - none of them do account syncing NEARLY as well as Quicken (even with its faults).

 

[CMoore515]

Still using Quicken Classic deluxe. I've tried other things, but I manage three different sets of accounts for my whole immediate family and everything else I've just sucks in comparison.

 

[berb]

I’ve been using Quicken to keep track of my money. 💰 They went to a subscription model a few years ago. I’ve been able to use the software I have but it can no longer be copied over to my laptop.

Wondering if there are any recommendations for software for your checking account.

Thanks!

Manager is free unless you need cloud connection. It's made for Australian market but has all standard accounting principals.

(Not sure if it works for banks outside Australia and New Zealand.)

 

[Fr. Guido Sarducci]

Your money, beautifully organized | Copilot Money – Personal Finance App for Web, iPhone, Mac and iPad

Track spending, budgets, investments & net worth all in one beautifully designed place. The personal finance app powered by smart automation and built with privacy at the center. Available on Web, iPhone, Mac & iPad. Start your 1-month free trial today!

www.copilot.money

I started using this late last year and have found it to work great once you have it set up for your needs. It’s then fully automatic.

 

[njvm]

I've been using See Finance through 3 versions (both iOS and macOS) and it does everything that I need - you can check it out here:

SEE Finance

Personal Finance for MacOS and iOS.

scimonocesoftware.com

 

[DDetloff]

I've been using See Finance through 3 versions (both iOS and macOS) and it does everything that I need - you can check it out here:

SEE Finance

Personal Finance for MacOS and iOS.

scimonocesoftware.com

I've been using See Finance for over four years. It's simple and reliable. Just what I needed.

 

[gregmac19]

If you merely want something to manage your checking account, then I recommend iFinance (https://www.syniumsoftware.com/ifinance). The other app that I spent time evaluating was the well-regarded CheckBook Pro (https://www.splasm.com/checkbookpro/), but I think iFinance is better. Both programs are local apps that allow you to keep your database offline. These two characteristics are requirements for a finance program that I would use, and are the reasons I wouldn’t avail myself of a product like Quicken. I like iFinance’s interface better, and unlike CheckBook Pro, it has an option to retrieve transactions directly from your bank or credit union.

 

[ratspg]

Gnucash, free.

 

[Fallforward]

Consider an alternative....

If you already have a Fidelity or Schwab account, both provide a suite of money‑management capabilities. (Vanguard does not.) Both can link to a wide range of external accounts—banking, insurance, loans, mortgages, and other brokerage accounts. Both support integrated cash‑management and bill‑pay services. Fidelity’s (Elan) Visa card is decent and better integrated in terms of ingesting the transaction data than Schwab’s American Express card.

There are a few capabilities the two brokers lack that matter more to some people than others. Conversely, the brokers integrate several capabilities that packages like Quicken do not have.

 

[Fallforward]

Your money, beautifully organized | Copilot Money – Personal Finance App for Web, iPhone, Mac and iPad

Track spending, budgets, investments & net worth all in one beautifully designed place. The personal finance app powered by smart automation and built with privacy at the center. Available on Web, iPhone, Mac & iPad. Start your 1-month free trial today!

www.copilot.money

I started using this late last year and have found it to work great once you have it set up for your needs. It’s then fully automatic.

No relation to Microsoft. Copilot Money Inc does claim to use AI, but only its own AI and not Microsoft Copilot or any other external AI.

 

[Sgaar]

I am using Quicken now as a subscription. The SW is not bad at all and I like the automated download from your various accounts. Not in love with the subscription and I would like to find a financial software solution that can connect to my bank, 401k, etc that is not a subscription. I seems like none of the above can do that and you need to DL the QFX, QIF, etc yourself and then import them. Any suggestions?

 

[victry1]

Thanks everyone! I appreciate all these choices-never knew there wa so much available.

 

[NoBoMac]

I appreciate all these choices-never knew there wa so much available.

And a bunch of others as well, but personally, have been leaning toward @ratspg suggestion of Gnucash for a while now (free, open source) but @njvm and @gregmac19 suggestions look interesting as well.

Will bookmark this thread and will deal with end of Rosetta, and hence Quicken desktop, June 2027 when WWDC rolls around and no more runway.

 

[mk313]

Another plug for Quicken here. But if you decide to upgrade, there are usually offers to buy a year's subscription for around half price or so on newegg, etc pretty regularly. Just make sure you buy the boxed version & not the download, or it won't work to extend your current subscription.

 

[jasnw]

I've been using Managing Your Money by Andrew Tobias since 1986. It's a DOS program, pre-Windows, that I run inside DosBox-X. I've run it on everything from DOS 3.11 on a Zenith 8086 machine through macOS Sequoia on a Mac Mini M2PRO. Not for everyone, but neither is tequila.

 

[gregmac19]

I've been using Managing Your Money by Andrew Tobias since 1986. It's a DOS program, pre-Windows, that I run inside DosBox-X. I've run it on everything from DOS 3.11 on a Zenith 8086 machine through macOS Sequoia on a Mac Mini M2PRO. Not for everyone, but neither is tequila.

Why would anyone begin using Managing Your Money now?

 

[NoBoMac]

but [Quicken] can no longer be copied over to my laptop.

Why? What error(s)/problems are you running into?

I was able to transfer over my copy from an Intel MPB to M4 Air with no issue via device to device transfer.

 

[southerndoc]

Very very happy Banktivity user here. Can get it via the macOS App Store. Requires an annual subscription (like most other apps these days).

 

[jasnw]

Why would anyone begin using Managing Your Money now?

It works for me, it doesn't "talk" with anything on the Internet, and I've got 40 years experience with the beast. Might as well ask why would anyone drive a 1964 Jaguar type-E coupe?

 

[BSDnostalgia]

I’ve been using Quicken to keep track of my money. 💰 They went to a subscription model a few years ago.

A company I no longer enjoy doing business with.

Wondering if there are any recommendations for software for your checking account.

Yes, Moneydance. In the App store. Been using it for quite a while now. I was able to ingest my old Quicken data back to 2011 or so. And, do daily downloads of new transactions in the morning, which some banks still let you do. That is, directly download transactions, although the banking industry keeps saying that they are going to stop doing it that way, and require users to download through a third-party, for security reasons. But, yes, with Moneydance is definitely recommended.

 

[Fallforward]

It works for me, it doesn't "talk" with anything on the Internet, and I've got 40 years experience with the beast. Might as well ask why would anyone drive a 1964 Jaguar type-E coupe?

Why would anyone drive a 1964 Jaguar type-E series 1 coupe? A far cheaper (constant dollar) SUV today is more fun to drive with superiour performance, both acceleration and steering/handling. The SUV is muuuch safer, series 1 has zero safety, not even lap belts. Add poor mpg, 2 people, no cargo, unreliable, e.g., overheating problems, no AC, cabin noisy and hot from engine, uncomfortable seats as well at 100x pollution.

To some the series 1 is superior when you stare at it from the outside. To others the hood affectation is just silly theater because in reality it had zero performance value and reduced driver visibility.

I can't imagine wanting to drive it at high speed and flat too scared on a winding mountainside road.

 

[jasnw]

OK, one more OT. Sadly, I never owned a Type-E. I did, however, own a 1971 MG-B/GT. Yes: noisy, lousy electronics, no AC, hard to keep tuned, etc, but really fun to drive. End of OT. Just saying, OLD!=BAD.