Global Workforce. Mastered.
Every worker. Every country. Every payment.
AI agents and human experts orchestrating workforce payments across 180+ countries. Enterprise-grade.
Contingent Workforce. Mastered.
Every contractor. Classified, onboarded, and paid compliantly.
Full classification liability. Same-day payments.
Workforce Payments. Mastered.
Every currency. Every corridor. Guaranteed to land.
Pay workers in 130+ currencies across 180+ countries using J.P. Morgan and Citi rails. Guaranteed land dates with 95% same-day delivery.
The numbers that matter to your CHRO.
- SOC 1 & 2 Type II
- ISO 27001 & 27701
- CSA STAR
- GDPR / CCPA / PIPL
- J.P. Morgan & Citi Rails
- Licensed Financial Institution
- Segregated Funds
One language for your entire workforce.
OneData is the AI-powered intelligence layer that maps any HCM, ERP, or VMS into a single data fabric. Go live in weeks. 100% accuracy from first cycle.
Three orchestration systems.
One data fabric. One truth.
Workforce OS, Contingent OS, and Payments OS — each a full orchestration system, unified by OneData, delivered by AI agents and human experts.
Payroll and EOR. Mastered.
Every employment model orchestrated by AI agents, backed by in-country experts. Every cycle validated, every regulation monitored, every payslip delivered.
- 180+ Countries.
- 100% Accuracy
- Weeks Go Live
*Full compliance liability.
Every External Worker. Mastered.
Contractors, freelancers, EOR, and SOW workers classified, onboarded, and paid compliantly in 180+ countries. Full liability ownership. Same-day payments.
- 180+ Countries
- Same-Day Payments
- On us Liability
*Full payments liability + land date guarantee.
Every Payment. Mastered.
Licensed infrastructure on J.P. Morgan and Citi rails. 130+ currencies. 95% same-day delivery. Guaranteed to land, not just sent.
- 180+ Countries.
- 100% Accuracy
- Weeks Go Live
*Full payments liability + land date guarantee.
We own the liability.
Your risk is our responsibility.
We don't just process — we own compliance, classification, and payments across every jurisdiction.
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Contingent OS$25Kper incident risk absorbedFull classification liability.
Misclassification fines can exceed $25,000 per incident. Papaya assumes this risk. Our AI classifies, our legal experts validate, and we stand behind every decision.
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Workforce OS180+countries coveredFull compliance liability.
We own every payroll cycle, tax filing, and regulator submission globally. If a regulation changes, our experts catch it.
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OnePay95%same-day deliveryLand date guarantee.
Papaya guarantees the land date, working backwards from pay day to remove every obstacle. If a payment is late, it is our problem.
Agentic Knowledge Base for Global Compliance
Your go-to AI chat sounds confident but often gives completely wrong answers when it comes to legal questions at global scale. Papaya One is a purpose-built agentic knowledge base that gets jurisdiction questions right, reviews contracts, and writes compliant documents.
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95+
Jurisdictions covered
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18
Deep-dive country frameworks
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~30s
Average contract review
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100%
Outputs reviewed before delivery
AI handles the data.
Humans handle
The decisions.
Our AI agents automate the heavy lifting while keeping humans in control of every strategic decision.
- Classify contractors across 12+ jurisdictions
- Route payroll through optimal corridors
- Detect compliance anomalies in real time
- Automate tax filings across every country
- Review flagged items & edge cases
- Interpret ambiguous regulations
- Manage classification disputes