{"id":290,"date":"2008-03-07T19:21:52","date_gmt":"2008-03-08T00:21:52","guid":{"rendered":"http:\/\/www.fourhourworkweek.com\/blog\/lifestyle-costing\/"},"modified":"2023-02-01T14:51:11","modified_gmt":"2023-02-01T22:51:11","slug":"lifestyle-costing","status":"publish","type":"page","link":"https:\/\/tim.blog\/lifestyle-costing\/","title":{"rendered":"Ideal Lifestyle Costing"},"content":{"rendered":"

IT\u2019S LESS THAN YOU THINK<\/h3>\n

Somewhere between college graduation and your second job, a chorus enters your internal dialogue: be realistic and stop pretending. Life isn\u2019t like the movies.<\/p>\n

If you\u2019re five years old and say you want to be an astronaut, your parents tell you that you can be anything you want to be. It\u2019s harmless, like telling a child that Santa Claus exists. If you pass 25 and announce you want to float in space or sail around the world, the response is different: be realistic, become a lawyer or an accountant or a doctor, have babies, and raise them to repeat the cycle. Put all of your disposable income in a 401(k) and do your best to enjoy your “too-weak” vacation.<\/p>\n

Lifestyle Design offers more interesting options and reverses this repression.<\/p>\n

Here are just two personal examples of what\u2019s possible once we reset the rules:<\/p>\n

$250 USD:<\/strong> Five days on a private Smithsonian tropical research island with three local fishermen who caught and cooked all my food and also took me on tours of the best hidden dive spots in Panam\u00e1.<\/p>\n

$150 USD:<\/strong> Chartered a plane in Mendoza wine country in Argentina and flew over the most beautiful vineyards and snow-capped Andes with a private pilot and personal guide.<\/p>\n

Question: What did you spend your last $400 on? It\u2019s two or three weekends of nonsense and throwaway forget-the-work-week behavior in most US cities. But eight days isn\u2019t what I\u2019m recommending at all. Those were just interludes in a much larger production. I\u2019m proposing much, much more. How about a four weeks of luxury living\u2014and I mean penthouse apartments, five-star restaurants, and VIP treatment\u2014in Buenos Aires or Berlin for less than $1,200 each, including airfare and stop-over trips in other countries?<\/p>\n

Or forget about traveling. A brand-new black Lamborghini Gallardo Spyder, fresh off the showroom floor at $260,000, can be had for $2,897.80 per month. I found my personal favorite, an Aston Martin DB9 with 1,000 miles on it, through eBay for $136,000\u2014$2,003.10 per month.<\/p>\n

The rules of reality can be bent. It just requires thinking in different terms.<\/p>\n

TMI\u2014TARGET MONTHLY INCOME\u2014AND DREAMLINES<\/strong><\/p>\n

For purposes of Lifestyle Design, it is necessary to move from annual thinking (\u201cI make $50,000 per year\u201d) and total costs (\u201cA Ferrari 612 Scaglietti costs $250,509\u201d) to monthly cash-flow. What is your ideal lifestyle in exact detail, and how much does it cost per month?<\/p>\n

This figure becomes your TMI\u2014Target Monthly Income<\/strong>. This is divided by 30 to give you a TDI\u2014Target Daily Income<\/strong>. I know, for example, that for me to ride a Aston Martin DB9 in style, have a personal assistant handle my life, cover all of my expenses (including a new house and motorcycle), become a bestselling author, and take a month-long trip along the Croatian coast to celebrate, I must make\u2026. $2,000 per day? $1,000 per day? No\u2014$197.90 per day. That is my TDI and will enable my ideal lifestyle. It\u2019s a simple idea with profound implications.<\/p>\n

Before we get into automating income, firing bosses, outsourcing life to overseas MBAs, and all of the other things that make the four-hour workweek possible, we need to figure out your baseline. The first step is determining current monthly expenses:<\/p>\n

Monthly Expense Calculator<\/a><\/p>\n

The next step is creating \u201cdreamlines\u201d to determine the characteristics and costs of your ideal lifestyle. Detailed instructions for how to do this are contained in the book in \u201cSystem Reset: Being Unreasonable and Unambiguous,\u201d but you can get a good idea with the following worksheets:<\/p>\n

Sample 6-Month Dreamline and Blank Dreamline<\/a><\/p>\n

Dreamlining Calculators and Worksheet<\/a><\/p>\n

Create a two timelines\u2014six months and twelve months\u2014and list up to five things you dream of having<\/strong> (including, but not limited to, material wants: house, car, clothing, etc.),being<\/strong> (be a great cook, be fluent in Chinese, etc.), and doing<\/strong> (visiting Thailand, tracing your roots overseas, racing ostriches, etc.), in that order. For now, don\u2019t concern yourself with how these things will be accomplished. That\u2019s all covered later.<\/p>\n

Consider the question: What would you do, day-to-day, if you had $100 million in the bank? If still blocked, fill in the five \u201cdoing\u201d spots with the following:<\/p>\n

1 place to visit<\/p>\n

1 thing to do before you die (a memory of a lifetime)<\/p>\n

1 thing to do daily<\/p>\n

1 thing to do weekly<\/p>\n

1 thing you\u2019ve always wanted to learn<\/p>\n

Chances are that the ultimate TMI figure will be lower than expected, and it will decrease over time as you trade more and more \u201chaving\u201d for once-in-a-lifetime \u201cdoing.\u201d Mobility encourages this trend. Even if the total is intimidating, don\u2019t fret. It is possible\u2014case studies in the book prove it\u2014to get to more than $10,000 per month in extra income within three months. This is usually 3 or 4 times more than is needed. Getting to an extra $2,000 or $3,000 is seldom a problem.<\/p>\n

You can have it all\u2014really.<\/p>\n

Get Tim Ferriss’ #1 New York Times bestselling guide to lifestyle design for less than $15.<\/a><\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

IT\u2019S LESS THAN YOU THINK Somewhere between college graduation and your second job, a chorus enters your internal dialogue: be realistic and stop pretending. Life isn\u2019t like the movies. If you\u2019re five years old and say you want to be an astronaut, your parents tell you that you can be anything you want to be. […]<\/p>\n","protected":false},"author":110,"featured_media":13951,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_timferriss_transcript_archive_include":false,"_timferriss_transcript_episode_number":0,"_timferriss_transcript_archive_label":"","_timferriss_transcript_archive_url":"","_timferriss_transcript_archive_source":"","_timferriss_transcript_source_post_id":0,"footnotes":""},"categories":[],"coauthors":[2871],"class_list":["post-290","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nIdeal Lifestyle Costing - The Blog of Author Tim Ferriss<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tim.blog\/lifestyle-costing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ideal Lifestyle Costing - The Blog of Author Tim Ferriss\" \/>\n<meta property=\"og:description\" content=\"IT\u2019S LESS THAN YOU THINK Somewhere between college graduation and your second job, a chorus enters your internal dialogue: be realistic and stop pretending. 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Some of the world\u2019s most successful business and thought leaders take a few minutes to read it each week.\u00a0 Every Friday,\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/tim.blog\/wp-content\/themes\/rockbase-framework\/assets\/images\/default_timFerriss.sm.png?quality=80&resize=350%2C200#038;ssl=1","width":350,"height":200},"classes":[]},{"id":109382,"url":"https:\/\/tim.blog\/free-chapters\/","url_meta":{"origin":290,"position":4},"title":"Thank you for requesting the free chapters","author":"Tim Ferriss","date":"July 16, 2025","format":false,"excerpt":"Dear Friend,Thanks!Please click below to get your free chapters from each book, which include core concepts from each: The 4-Hour Workweek\u00a0 The 4-Hour Body\u00a0 The 4-Hour Chef If you want to explore further, here\u2019s my dedicated books page.\u00a0 I\u2019ll also add you to my popular newsletter, which has roughly two\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/tim.blog\/wp-content\/themes\/rockbase-framework\/assets\/images\/default_timFerriss.sm.png?quality=80&resize=350%2C200#038;ssl=1","width":350,"height":200},"classes":[]},{"id":112936,"url":"https:\/\/tim.blog\/no-book-chapters-welcome-to-5-bullet-friday\/","url_meta":{"origin":290,"position":5},"title":"Thank you for requesting the free chapters from “THE NO BOOK”","author":"Tim Ferriss","date":"January 22, 2026","format":false,"excerpt":"Dear Friend,Thanks!Please click below to get your free ebook: The first three chapters of THE NO BOOK I\u2019ll also add you to my popular newsletter, which has roughly two million subscribers. Some of the world\u2019s most successful business and thought leaders take a few minutes to read it each week.\u00a0\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/tim.blog\/wp-content\/themes\/rockbase-framework\/assets\/images\/default_timFerriss.sm.png?quality=80&resize=350%2C200#038;ssl=1","width":350,"height":200},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":false,"_links":{"self":[{"href":"https:\/\/tim.blog\/wp-json\/wp\/v2\/pages\/290","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tim.blog\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tim.blog\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tim.blog\/wp-json\/wp\/v2\/users\/110"}],"replies":[{"embeddable":true,"href":"https:\/\/tim.blog\/wp-json\/wp\/v2\/comments?post=290"}],"version-history":[{"count":7,"href":"https:\/\/tim.blog\/wp-json\/wp\/v2\/pages\/290\/revisions"}],"predecessor-version":[{"id":66344,"href":"https:\/\/tim.blog\/wp-json\/wp\/v2\/pages\/290\/revisions\/66344"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tim.blog\/wp-json\/wp\/v2\/media\/13951"}],"wp:attachment":[{"href":"https:\/\/tim.blog\/wp-json\/wp\/v2\/media?parent=290"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tim.blog\/wp-json\/wp\/v2\/categories?post=290"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/tim.blog\/wp-json\/wp\/v2\/coauthors?post=290"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}