Stablecoins aren’t built to sit still
Get non-custodial access to market-leading returns on stablecoins through a suite of savings tools from Sky Protocol.
sUSDS yield is generated through the Sky Savings Rate, which is backed by the Sky Agent Network and governed via Sky Protocol. Sky.money does not control, set, or guarantee the rate. View more details here.
stUSDS yield is generated dynamically through SKY-backed lending within Sky Protocol and is dependent on the Utilization Rate. Sky.money does not control, set, or guarantee the rate. All yields are variable. View more details here.
Fixed Yield sUSDS is a third-party integration using Pendle Protocol, with the Sky Savings Rate as the underlying yield source. The rate is market-set; Sky.money does not set, control, or guarantee it. The rate is fixed only if you hold to the maturity date. Exiting before maturity means selling at the prevailing market price, which may be above or below your entry.
Sky Vaults are third-party yield strategies deployed by Morpho and facilitated through Sky.money. Returns are variable and strategy-driven, not governance-set, and depend on market utilization and conditions within each deployment. View more details here.
Only the best ways to put your stablecoins to work
sUSDS
Maximize your dollars with the Sky Savings Rate. Governed by Sky Ecosystem to deliver the best risk-adjusted yield, sUSDS allows you to grow your holdings with instant liquidity and zero fees.
sUSDS yield is generated through the Sky Savings Rate, which is backed by the Sky Agent Network and governed via Sky Protocol. Sky.money does not control, set, or guarantee the rate. View more details here.
Fixed Yield
Know your return at a set future date. Your rate is fixed when you supply, just hold to the maturity date to receive it.
Fixed Yield sUSDS is a third-party integration using Pendle Protocol, with the Sky Savings Rate as the underlying yield source. The rate is market-set; Sky.money does not set, control, or guarantee it. The rate is fixed only if you hold to the maturity date. Exiting before maturity means selling at the prevailing market price, which may be above or below your entry.
Sky Vaults
Deploy your USDS, USDC and USDT into a range of high-performance vault strategies designed to capture the best yields across the market.
Sky Vaults are third-party yield strategies deployed by Morpho and facilitated through Sky.money. Returns are variable and strategy-driven, not governance-set, and depend on market utilization and conditions within each deployment. View more details here.
stUSDS
Built for expert users, stUSDS provides the essential liquidity that powers SKY-backed borrowing in exchange for accelerated returns.
Sky Ecosystem Rewards
Go beyond standard yield by supplying USDS to earn tokens and rewards from Sky Agents. Grow your portfolio while supporting the next generation of onchain financial builders.
1:1 USDC to USDS conversion. Both ways
Swap anytime with zero fees or slippage. It’s the seamless way to unlock sUSDS, Fixed Yield on your stablecoins, stUSDS, and enhanced Sky Ecosystem rewards.
Total and circulating supply across USDS and DAI.
The full market value of the collateral backing of the system, including excess above coverage. The composition of collateral backing USDS obligations can be viewed here.
If you like stablecoin yield, you’ll love SKY
SKY is how you participate in one of the leading protocols in stablecoin efficiency. It is the governance token where the protocol’s rewards accrue programmatically.
Through Sky.money, you can access SKY, stake it to earn rewards for governance participation, and borrow USDS against your staked SKY for more liquidity.
SKY is a decentralized governance token of Sky Protocol. It is not a security, investment contract, or financial instrument. Sky.money does not control SKY's price, staking rewards, or borrowing terms. All rewards are variable and derived from protocol revenue; borrowing carries liquidation risk.
Sky.money Highlights
Your stablecoins don’t have to sit still
Protocol updates, upcoming launches and everything you need to stay on top of putting your stablecoins to work.
