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Blend
1,370 posts
Blend
@blend_money
The compliant earn layer for neobanks and fintechs.
Joined October 2022
- Blend reposted
New Neobank Onboarding 🤝 @brookwellapp joins the Cap family via @blend_money, empowering their users to access stcUSD's institutional-grade yield that's backed by financial guarantees. Learn more why Brookwell chose Cap to be their trusted credit partner 👇
Brookwell is integrating @CapApp via @blend_money. Brookwell users now have access to Cap's covered-credit yield in their stablecoin savings accounts. 
Modern cash should do more than sit still. @brookwellapp is integrating @CapApp stcUSD via Blend. For Brookwell users, that means access to a yield-bearing dollar right where their money already lives. Cap brings covered credit yield, sourced from institutional lending. Blend
Brookwell is integrating @CapApp via @blend_money. Brookwell users now have access to Cap's covered-credit yield in their stablecoin savings accounts.- Blend reposted
The Blend Neobank Stack on Monad, broken down: @blend_money → A curated, risk-rated mix of DeFi and RWA yield, with built-in compliance @portal_hq → Non-custodial embedded wallet infrastructure @monad → Fast, low-cost settlement Learn more: blend.money/neobank-stack
- Most teams treat compliance as a checkpoint, verify once, move on. We treat it as infrastructure. Screening sits at the account level, per user, live from the moment they join. It doesn't die at the edge of one platform.
We spent years making money move across chains. The harder problem is making compliance move. When a user has been fully verified, KYC, OFAC, open sanctions, ongoing screening, that work shouldn't die at the edge of one platform. It should carry to the next one, and open the - Blend is now the earn layer in Monad's Neobank Stack. Compliant earn that regulated institutions can actually adopt: isolated accounts, clean audit trail, regulated counterparty model Grateful to @monad and @portal_hq for choosing us!
Introducing the @blend_money Neobank Stack on Monad Bringing together earning functionality, ramps, wallets and compliance in one stack to launch onchain financial products in days, not months. Learn more about the stack: blend.money/neobank-stack - Build fast. Settle faster. The onchain neobank stack is live on Monad.Introducing the @blend_money Neobank Stack on Monad Bringing together earning functionality, ramps, wallets and compliance in one stack to launch onchain financial products in days, not months. Learn more about the stack: blend.money/neobank-stack
- Non-custodial isn’t a philosophy here, it’s a risk position. The test is simple: if Blend disappeared tomorrow, can the user still reach their funds? If yes, you’ve removed a category of risk from a compliance team’s desk. If no, you just renamed custody and kept it.Manny, Co-founder of @blend_money: "We think the non-custodial way is going to be the way." Blend was built around a simple question: how do you make Stablecoins usable for large companies without sacrificing compliance?
00:00 - Most yield aggregators pool everyone’s funds into the same smart contract great for capital efficiency, terrible for compliance if one user gets flagged, the whole pool is exposed. you can’t isolate a single bad actor without freezing everyone else’s money that’s not a
- Replying to @blend_moneyPolicy and architecture are not the same thing: A policy says what should happen and architecture determines what can happen. Can money move before screening? Can one account be paused without touching the rest? Does the system create a durable record? Those are architecture
That is why isolation matters. If one account needs review, the right answer is to pause that account, protect the system, and keep everyone else clean. Not freeze the whole product. Not contaminate the pool. Not turn one issue into an operational fire drill. Controls should
Stablecoin products are becoming account-based because the market is growing up. Issuers, wallets, custodians, fintechs, PSPs, and banking partners all need clearer records, role allocation, auditability, and controls. The next layer of stablecoin infra will not just be about
- Offering they highest APY is not enough anymore. Stablecoins are already a $300B+ market, and access to yield is getting more commoditized. The harder part is getting a product approved by the people who actually matter inside a fintech: legal, risk, compliance, and banking
This is what institutional diligence actually sounds like. Who was screened? When? Was it before funds moved? What happens on a match? Can you prove it six months later? Those are not branding questions. They are approval questions. And if the product cannot answer them
- Replying to @blend_moneyThe cleaner model is simple: one user, one account, one record. That means each account can carry its own screening status, timestamp, audit trail, and control state. So when a partner asks “was this user screened before funds moved?”, the answer is not a screenshot or a policy
