June 25, 2026
Financial Performance Analysis of the Ten Largest U.S. Trucking Companies, according to Demotech, Inc.We make it easy to work with us.
We leverage readily available information that helps us assign an informed Financial Stability Rating®. FSRs help level the playing field for financially stable insurers.
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Financial Stability Rating® Notifications
June 19, 2026
Demotech Upgrades Financial Stability Rating® Assigned to Frederick Mutual Insurance CompanyMay 12, 2026
Demotech, Inc. Assigns Financial Stability Rating® of A, Exceptional, to GuardianPointe Insurance CompanyApril 7, 2026
Demotech Affirms the Financial Stability Rating® Assigned to U S Lloyds Insurance CompanyApril 7, 2026
Demotech Affirms the Financial Stability Rating® Assigned to Alabama Municipal Insurance CorporationMarch 23, 2026
Demotech Affirms Financial Stability Rating® Assigned to Otsego Mutual Fire Insurance CompanyNews and Updates
May 21, 2026
The Math Underlying the Success of Tort Reforms – Florida Property Insurance and BeyondDecember 23, 2025
Demotech, Inc. supports efforts to improve the availability and affordability of Homeowners’ insuranceNovember 12, 2025
Groundbreaking research project by Demotech uncovered systemic, tech-driven lawsuit practices that are destabilizing U.S. insurance markets.Recent Demotech Difference Articles
Spring 2026
Universal Insurance North America Completes Its Name Change to One Alliance Insurance North AmericaSpring 2026
Gallagher Re Team Raises Funds for St. Baldrick’s Foundation to Conquer Kids’ CancerSpring 2026
Koestler Participates in the Ratings Panel Discussion at AIFA Conference 2026Spring 2026
A Meeting of The Minds
The Demotech Difference
The Demotech Difference is a quarterly magazine that facilitates meaningful communication and discussion. Each issue features unique perspectives from subject matter experts on emerging concepts, tools, and techniques, to encourage learning and the evolution of our industry.
What We Do
Financial Stability Ratings® (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers, Title underwriters, and other risk-bearing entities. Our rating process provides an objective baseline for assessing solvency based upon changes in financial stability, as presented in an insurer’s balance sheet over time. FSRs are based upon a series of quantitative ratios and certain qualitative factors.