David Hugo Barrett
David Hugo Barrett still works as a substitute teacher at 82, partly out of financial necessity. Timothy Wolfer/ BI

I'm 82 and still working to stay afloat. I wish I'd saved more, but my job is meaningful.

David Hugo Barrett
David Hugo Barrett still works as a substitute teacher at 82, partly out of financial necessity. Timothy Wolfer/ BI
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This as-told-to essay is based on a conversation with David Hugo Barrett, 82, who works as a substitute teacher in Maryland. Barrett still works despite two disabilities that impact his mobility, as he wouldn't be able to comfortably pay his bills without the extra income. The following has been edited for length and clarity.

Aging isn't something that can be taken lightly. People say that age is nothing but a number. That's just simply not true.

Anybody who says that has probably not seen their mom or dad age.

I spent my career in the teaching and engineering fields

I started my career as a classroom teacher in Newark, New Jersey, teaching secondary mathematics. Six months into that job, I was recruited by an electric company in Massachusetts as a computer programmer and mathematician, working on the missile guidance system aboard the US nuclear submarine fleet.

I left after three years and went to work for an aerospace company back in New Jersey. I then had the opportunity to work with a manufacturer as a systems engineer, as well as with a smaller company as the vice president of a small division. At my final company, I served as vice president, and we had contracts with the Department of Defense.

I started substitute teaching, which I did from 2001 to 2005. I became a certified teacher and did that for the next 12 years, retiring in 2018.

After I stopped teaching, I finished and published a book I'd been working on for some time, titled "A Newark Childhood." The book started as a tribute poem to my mother. I took the liberty of editorializing and thinking about the decisions I made, and commenting on some of the social and environmental issues that I was affected by. It became not just a memoir but also a form of self-criticism.

David Hugo Barrett
Barrett struggles with two disabilities that impact his mobility.  Timothy Wolfer/ BI

I underfunded my 401(k) because I underestimated how long I'd live

I wish I had waited longer to take advantage of Social Security, because I've lived beyond what I expected. Based on the statistical life expectancy of African American males, I made the calculation that I probably wouldn't make it to 80. Now, I have a smaller monthly payment.

I'm in a situation where working isn't optional. Since November of last year, I've been substitute teaching two or three days a week. The money that I'm getting from substitute teaching is partly replacing my exhausted 401(k).

My wife, who's 74, used to be a professional trainer for companies, but now she also works as a substitute teacher. She made the same mistake that I made regarding Social Security. We both need to work in order to maintain this quality of life.

I'm still reasonably mobile, but I've got two limiting disabilities

David Hugo Barrett
Barrett said he wouldn't let his impairments get in the way of his work.  Timothy Wolfer/ BI

I have a condition called lymphedema, which is a malfunctioning of the lymphatic system caused by trauma to my right leg. What happens is that the fluid that's usually drained by the lymphatic system tends to settle in the legs and feet, which causes swelling.

The other one is more serious. It's called peripheral neuropathy, which is a disorder of the nerves in the legs, so I'm not able to feel most of my feet. I have some home therapy that was prescribed for me after I went through physical therapy. I walk four to five times a week, for one hour each time.

I have two sons and six grandchildren, and my wife and I would go to California about every two years, where one of my sons lives with his wife and two children. Now, even getting to the kitchen is more challenging. I fear that my mobility will get worse and prevent me from traveling at all on an airplane.

I'd like to see my two youngest granddaughters finish high school, but that's not likely. If I'm still around, who knows what condition I'll be in, cognitively?

I recently stepped down as chairman of the board of the Howard County Poetry and Literature Society and as chair of the Alpha Foundation to make room for younger people to step in and innovate.

Teaching allows me to stay in touch with young people

David Hugo Barrett
Barrett has tried to inspire younger generations through his teaching.  Timothy Wolfer/ BI

I need to have some way of communicating with my grandchildren and learn the vocabulary that they're exposed to.

The financial part of teaching isn't insignificant, and I look forward to getting those checks every two weeks. Equally as important, though, is the opportunity.

When you're a substitute teacher, you don't actually do any teaching because you don't have access to their assignment platforms. My job is to keep order, and I answer questions when I can.

I tell the kids that I'm old enough to be their grandparent, and let them guess my age. That gets their attention. They ask me what year I graduated from high school or college; I want their guesses to be scientific. Eventually, somebody gets it.

Once I'm done, I tell them life stories. I tell them that when I was 13 years old, my mother told me that I was going to be judged by the company of friends I keep. One of the guys I was hanging with was willing to do anything on a dare, including things that would get me in trouble, so I decided to bail on him.

Thirteen years later, when I was a volunteer teacher at a state prison, I heard somebody call my name as I entered. Guess who it was? I tell the students about the choices he made to end up in prison and the choices I made to be standing before them, telling my story.

The last thing I do is write a fictitious name and two dates — one a birth year and the other a death year — on the board. I tell them we have no control over the first part, some control over the middle, and no control over the last part. The dash in the middle represents when you're alive, the choices that you're going to make, and what you're going to do with that dash.

I'm 82 years into my dash, I tell them, but they have a whole number of years before them. So if they ever recognize me in the mall or at Walmart, I ask them to say, "Mr. Barrett, how's your dash going?"

Noah Sheidlower
Noah Sheidlower
Noah Sheidlower is a senior economy reporter with Business Insider. He covers retirement, aging, age tech, and employment trends.Noah reported a months-long series called 80 Over 80 about what working at 80 and older looks like. The 300-interview series includes over a dozen features and chronicles the lives of people like an 81-year-old Home Depot worker battling heart failure, a 93-year-old woman searching for a job, and an 85-year-old bus driver who died at work. The series has been recognized by the National Headliner Awards, New York Press Club Awards, and Deadline Club Awards.In 2024, Noah led a 17-story retirement series on the regrets older Americans have about their lives. He has also reported on how Americans have navigated unemployment, what compels Americans to move, and how mass deportations could impact the economy. He has appeared on SiriusXM Business Radio, Vox, and CBS News to discuss his reporting.Noah received his Bachelor's in Sociology and English from Columbia University. Noah has covered the restaurant industry, transportation, retail, and markets for CNBC, NBC News, CNN, and The Atlanta Journal-Constitution.Contact: nsheidlower@businessinsider.com or 516-304-1352.Popular articlesSome of America's oldest workers hold jobs while battling major health issues81 and working to surviveThey died 'doing what they loved': The stories of workers in their 80s who died on the jobThey're in their 80s, still working, and living paycheck to paycheckWhat work looks like in your 80s for half a million AmericansWhat an extra $500 to $1,000 a month did for 8 familiesA medical crisis derailed their retirement plans. Here's what they wish they'd done differently.